These are our 6 tips to clean up your driving record as auto insurance pros, essential for maintaining affordable insurance rates in Minnesota and avoiding legal consequences. A clean driving record means that you have not been involved in any accidents or received any traffic violations. However, if you have a less than perfect driving record, don’t worry; there are ways to improve it. Below are some tips for improving your driving record in Minnesota.
- Follow Traffic Laws
The first step in improving your driving record is to follow traffic laws. This means obeying posted speed limits, stop signs, and other traffic signals. Avoid reckless driving behaviors like tailgating, weaving in and out of traffic, and running red lights.
- Avoid Distracted Driving
Distracted driving is one of the leading causes of accidents on the road. To improve your driving record, keep your eyes on the road and avoid distractions like texting, eating, or adjusting the radio while driving. It only takes a split second for an accident to occur, so it’s important to stay focused and alert.
- Practice Defensive Driving
Defensive driving is a technique that involves staying alert and aware of your surroundings, anticipating potential hazards, and maintaining a safe following distance from other vehicles. By practicing defensive driving, you can avoid accidents and traffic violations that can negatively impact your driving record.
- Maintain Your Vehicle
Regular vehicle maintenance can help prevent accidents and keep your driving record clean. This includes checking your brakes, tires, oil, and other parts the car that can fail. We also suggest making sure your brake lights, headlights, taillights, blinkers, and even license plate lights all work properly. Keeping your vehicle in good working condition can reduce your risk of accidents and traffic violations.
- Avoid Alcohol and Drugs
Driving under the influence of drugs or alcohol is illegal and dangerous. It puts yourself and others on the road at risk. If you want to improve your driving record, avoid alcohol and drugs when you are behind the wheel.
DWI or DUI How They Impact Your Car Insurance Rates
- Another way to improve your driving record is to take a defensive driving course. These courses can help you learn safe driving techniques, reduce the number of points on your driving record, and potentially qualify for insurance discounts. In Minnesota, you can take a state-approved course either in-person or online.
Minnesota Safety Council, St. Paul
AARP Driver Safety Program
click on “Find a class near you”
Improving your driving record takes time and effort, but it is well worth it in the long run. By following these tips and staying focused on safe driving, you can protect yourself, your passengers, and other drivers on the road. If you need help finding affordable car insurance, contact Prokop Insurance. We can help you find the right coverage at an affordable price.