Auto Insurance

Prokop Insurance can help Kia and Hyundai owners overcome the difficulty in obtaining auto insurance due to increased theft rates. WCCO Channel 4 recently aired a news report “Maple Grove woman says she was dropped by insurance company due to make, model of car. ” This recent news highlights a growing concern for Kia and Hyundai owners. As an insurance agent based in Plymouth, MN, I’ve seen firsthand how this issue affects Hyundai and Kia owners in Minneapolis and St. Paul, and I want to offer my help.

The Hyundai and Kia Insurance Problem:

Some major insurance companies, including State Farm and Progressive, have stopped accepting new applications or are denying coverage renewals for certain Kia and Hyundai models. This decision stems from a significant increase in theft rates for these vehicles, partly due to a social media trend exposing a security vulnerability.

Here are some steps I can take if you’re a Kia or Hyundai owner struggling to find insurance coverage…

1. I have access to Smaller or Regional Insurers:
   While major companies might be pulling back, smaller insurers or those specializing in high-risk auto insurance may still offer coverage.
2. Usage-Based Insurance:
   Some companies offer policies based on your driving habits rather than just your vehicle’s make and model.
3. Consider Bundling Policies:
   If you have other insurance needs (home, life, etc.), some companies might be more willing to insure your car if you bundle multiple policies.

With 30 years of experience as an independent insurance agent, I have cultivated relationships with numerous insurance providers, giving me a unique advantage in today’s challenging market. Unlike captive agents who are limited to a single company’s offerings, my independence allows me to shop around on your behalf. I have access to a wide array of insurance companies, each with their own underwriting guidelines and pricing structures.

Work with me to navigate the complexities of insuring vehicles like Kias and Hyundais, even when some major insurers are pulling back. My extensive network and decades of industry knowledge enable me to find innovative solutions and uncover opportunities that others might miss. I’m committed to leveraging my expertise and connections to secure you not just any coverage but great coverage at a competitive price. Don’t let the current market challenges discourage you – with my resources and experience, we can find an insurance solution that meets your needs and budget.

Remember, while the situation is challenging, it’s not impossible to find coverage. As an insurance agent, I’m here to help navigate these waters and find a solution that works for you. Don’t hesitate to reach out for personalized assistance in finding the right coverage for your Kia or Hyundai.

Cruising into Spring: Insure Your Car Collection with Prokop Insurance Agency. Now is when Minnesota car enthusiasts take their beloved vehicles out of storage and get out and drive. As a car enthusiast, ensuring your vehicle is protected with the right insurance coverage is essential. Prokop Insurance insures classic cars, muscle cars, restomod cars, lowriders, race cars, custom cars, hot rods, microcars, and exotic cars.

As a local Twin Cities insurance agency, we provide coverage for a wide range of classic cars, including iconic models like the Ford Mustang, Chevrolet Corvette, Pontiac, Chevrolet Camaro, Chevy Bel Air, Ford Thunderbird, and Plymouth Barracuda. Our experienced agents understand that classic car owners have unique needs when it comes to insurance coverage, and we’re here to help you get the protection you need for your prized possession.

Our specialized coverage includes agreed value coverage, which ensures that you’ll receive the full insured value of your car in the event of a total loss. Hagerty Insurance, a trusted name in the classic car insurance industry, typically underwrites our insurance policies.

At Prokop Insurance, we work with Hagerty Insurance, a trusted name in the classic car insurance industry. With Hagerty, you can rest assured that you’re getting the coverage you need from a company that understands and appreciates classic cars.

We understand that owning a classic car is more than just a hobby; it’s a passion and a lifestyle. That’s why we offer personalized service and coverage that meets the unique needs of classic car owners. Our coverage lets you enjoy peace of mind, knowing that your investment is protected against damage, theft, and other risks.

In addition to our classic car insurance, we offer a wide range of other insurance products to meet your needs, including home insurance, auto insurance, and business insurance. As a local agency, we take pride in our personalized service and commitment to helping our clients find the right insurance coverage at a price that fits their budget.

Contact us today to insure your car collection, learn more about our coverage options, and get a quote for your vehicle. We look forward to helping you protect your investment and enjoy your car for as long as you own it.

Vikings Jordan Addison’s Speeding Incident and Its Relevance to Our Actions. As we go about our daily lives, it’s easy to get caught up in the excitement of the moment and lose sight of our responsibilities. This is especially true when it comes to driving, where the thrill of the open road can sometimes lead us to make reckless decisions. Recently, Minnesota Vikings first-round draft pick Jordan Addison found himself in a precarious situation when he was caught allegedly speeding at 140 mph in a 55 mph zone. Let’s look at the incident, its consequences, and what we can learn from it.

The Incident:
This incident has sparked a debate about speeding and the consequences of speeding tickets. While some people believe that Addison’s actions were justified, others believe he should be held accountable for his actions. it’s evident that Addison felt a sense of urgency that led him to make a poor decision.

The Consequences:
As a result of his actions, Addison was issued a speeding ticket and will likely face further penalties. However, the consequences of his actions go beyond the financial fines he’ll have to pay. Addison’s reckless behavior put not only his own life but also the lives of others at risk. His actions remind us of the importance of responsible driving and the potential consequences of our actions behind the wheel.

The Relevance to Our Actions:
It’s easy to read about Addison’s incident and think, “That could never happen to me.” However, the truth is that we’ve all made mistakes while driving at some point or another. Whether it’s speeding, running a red light, or texting while driving, we’ve all been guilty of compromising safety at some point. You might believe your car won’t gets stolen, but it’s still important you know how to prevent car theft.

If you’ve ever received a speeding ticket or been involved in a driving infraction, you know how costly and stressful it can be. In addition to the financial penalties, a speeding ticket can lead to increased insurance rates, lost productivity due to court appearances, and even a suspension of your driver’s license. Read “What happens when you get a speeding ticket” from the insurance agent’s point of view.

SR-22 Insurance:
Some driving infractions may be required to carry SR-22 insurance. SR-22 insurance is a type of high-risk insurance that is designed to protect insurance companies from drivers who have been convicted of driving-related offenses. It is a type of car insurance that provides minimum liability coverage for drivers deemed high-risk. This type of insurance is typically more expensive than traditional car insurance and can remain in effect for several years.

The Lesson to Be Learned:
It’s important to take responsibility for our actions and make a conscious effort to drive safely. This includes following speed limits, avoiding distractions while driving, and being mindful of our surroundings. By doing so, we can not only avoid costly tickets and increased insurance rates but also ensure the safety of ourselves and others on the road.

Conclusion:
In conclusion, Jordan Addison’s speeding incident serves as a valuable lesson in responsibility and the importance of safe driving practices. While it’s easy to get caught up in the excitement of the moment, we must always prioritize safety behind the wheel. By taking responsibility for our actions and driving responsibly, we can avoid the consequences of reckless behavior and ensure the safety of ourselves and others.

In search of insurance solutions? Whether you have a spotless driving record or require SR-22 insurance, consider contacting Prokop Insurance Agency. Our three-decade-long experience in serving Minneapolis, St. Paul, and nearby areas enables us to cater to your needs effectively. We collaborate with numerous insurance providers to ensure that we can find a policy that offers you substantial savings and comprehensive coverage. Don’t hesitate to contact us today!