How much business could you do without the essential components you depend on daily? Hopefully, you’ll never need to find out. Especially if you have a commercial property policy.
When most of us think of commercial property insurance, its easy to think about the big, pricey items first. But, it’s often the smallest pieces of your business that are the most important.
Luckily, a great commercial property insurance policy will help you weather the loss of vital property. With this policy, you will be protected for the replacement cost of all of your vital property.
Worried about the costs?
We make every effort to keep insurance costs low while protecting what matters most to you.
Our business commercial property insurance can protect your business – from a minor setback to catastrophic loss. Even if you don’t own your building, lease a workspace, or work from home, business property insurance protects your business’ physical assets, no matter where they are.
While commercial property insurance plans vary depending on the kind of business and type of property insured, they are usually categorized by the type of event leading to a loss, and by what specifically is insured, including:
- Destruction of your building and its contents by fire.
- Damage to your documents caused by a burst water pipe.
- Outdoor sign or other property damaged in a storm.
What business property insurance covers
Small business property insurance is one of the easiest ways to ensure the future of your business. Here are some of the important aspects that commercial property insurance helps protect:
- Your building
- Your outdoor sign
- Your furniture and equipment
- Your inventory
- Your fence and landscaping
- Other’s property
The professionals at our firm understand your business is unique. That’s why we take the time to help craft a commercial building insurance policy to fit your unique needs, offering a wide range of options that give you both flexibility and protection, at a price your business can afford.
Common types of coverage may also include:
- Completed value coverage
- Updated building codes
- Loss of business income
- Equipment breakdown coverage
- Flood insurance
- Utility services failure or damage
- Inflation allowance
While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy that actually covers you.
There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.
Contact us today, and we’ll help you protect what matters most.