Contractors know that winning bids is essential to being a successful builder. But, just as important is protecting yourself from unnecessary risk.
A job site accident could lead to a major financial loss for an uninsured contractor.
Protection for every budget or job
Because every business is different, commercial insurance solutions for contractors can range from a basic policy to a thorough mix of coverages.
Also, the type of contracting business you own, size, number of employees, and type of work all impact the types of protection you may need.
We understand you need to stay focused on work and not the risks you face every day. That’s why we work with multiple carriers to find you the best coverage at the most affordable price.
Insurance keeps working, even after the job is done
Even when the job is finished, there is plenty more work to be done. You may have connected the final fixtures, flipped the switch, and handed over the keys, but the potential liability from your work goes on.
Our insurance protects you from any accidents or faults that may allegedly result from work you have overseen or performed. In the trades, you need a solid contractor insurance policy that keeps working to protect you long after moving to the next job site.
What does contractors insurance cover?
The list of coverage areas that need to be addressed in your contractor’s insurance include:
- Property in transit
- Workers Compensation
- Trucks and other commercial vehicles
- Errors and omissions
If your contractor’s insurance misses any of this protection, your job and your company could be at serious risk.
Do you need construction insurance?
Any person or business working in construction trades: building construction, heavy construction, or home improvement. We offer coverage for every trade, including:
- Contractors Insurance
- Carpenter Insurance
- Plumber Insurance
- Handyman Insurance
- Electrician Insurance
- Masonry Insurance
- Security Company Insurance
- Home Builder Insurance
- Developer Insurance
- Renovation Insurance
- Welding Insurance
- Artisan Insurance
What about the cost?
Understandably, price is always a concern for contractors. But, with a custom contractors insurance policy, you control what coverage you want to pay for, making it surprisingly affordable.
While most insurance products are similar in price and function, insurance providers vary when structuring a policy that covers you.
There’s no such thing as a one-size-fits-all insurance policy for your business.
Contact us today, and we’ll help you protect what matters most.