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Prokop Insurance Services

Prokop Insurance Agency

Plymouth, Minneapolis, St. Paul and Minnesota Insurance Pros

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Every Second Matters: Distracted Driving & Insurance

Prokop Team · April 18, 2025 ·

In today’s fast-paced world, being prepared for the unexpected is more important than ever. With U.S. traffic fatalities reaching a 16-year high and distracted driving surging since the pandemic, having the right insurance is no longer a luxury — it’s a necessity.

According to the 2022 Travelers Insurance Risk Index, 79% of drivers admit to making or taking calls behind the wheel, and 56% confess to reading texts or emails while driving. The result? A staggering 42,915 lives lost on American roads in 2021 alone, with distraction being a leading cause. At our Plymouth, Minnesota agency, we take these statistics seriously. That’s why we offer comprehensive travelers insurance and auto coverage that go beyond the basics to keep you, your family, and your investments safe.

The Power of Protection — Beyond the Road

While many associate travelers insurance solely with flight delays or lost luggage, it encompasses far more. It’s about protecting your journey—wherever it starts. Whether you’re:

  • Driving across the Minneapolis–St. Paul area,
  • Heading out on a family road trip,
  • Or flying to your next adventure,

We offer our clients policies that are designed to provide peace of mind. With smart coverage options like telematics programs, you can even get rewarded for safe, focused driving.

Telematics use smartphone data to track habits like braking, speeding, and phone use while driving—helping clients become safer drivers and often reducing premiums in the process. Engaged users in these programs are shown to be 57% less distracted and 65% safer overall, according to Cambridge Mobile Telematics.

Local Expertise. National Carriers. Personalized Service.

Based in Plymouth and serving the entire Twin Cities metro, we’re proud to offer Travelers Insurance among other top-rated carriers. Our mission is to match you with the best product, price, and policy available anywhere in Minneapolis–St. Paul.

Whether you need insurance, auto, home, or business insurance, we’re here to make sure every second of your journey is protected.


Get a Free Quote Today
It only takes a few minutes to safeguard your next trip—and your future. Contact us now for a customized quote on travelers and other essential insurance coverage.

REQUEST YOUR QUOTE NOW

Auto Insurance

Prokop Insurance Services
Email: service@prokopinsurance.com
Phone: 612-333-7767
9900 13th Ave N STE 200
Plymouth, MN 55441

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