Motorcycle Insurance in Minnesota

Here in Minnesota, there are many ways you can add some adventure to your life, and one of them is by getting a motorcycle. Motorcycles can hold on to their value for a long time. However, to enjoy your bike to its fullest, you need to insure it. Here at Prokop Insurance Services in Plymouth, MN, we aim to ensure you have the information you need when purchasing motorcycle insurance. Keep reading to learn what coverage options are available on the market.

Property Damage Liability Coverage

If you are involved in an accident where you are at fault and damage someone’s property, this coverage can help you. It will cover the cost of repairing the damaged property, whether it is another vehicle, fence, storefront, or any other structure.

Bodily Injury Liability Coverage

This type of coverage can help pay for medical bills and lost wages when you get into an accident with another driver, and you are at fault. However, this coverage will not pay for your medical expenses, and you will need separate coverage for that.

Medical Payment Coverage

If you get into an accident and you or your passengers are injured, medical payment coverage will help cover the necessary medical expenses like X-rays and ambulance rides.

Collision Coverage

This type of coverage covers any damage to your motorcycle that occurs from a collision with another bike, vehicle, and other objects.

Comprehensive Coverage

Under comprehensive coverage, any damage that is not collision-related is covered here. This includes theft, vandalism, wind, flooding. Your policy will help pay for the repair and replacement costs.

Uninsured/ Underinsured Coverage

Suppose you are riding your motorcycle in Minnesota and are hit by an uninsured or underinsured driver. In that case, this policy will cover the resulting expenses, including medical costs and the cost to fix your motorbike.

To learn more about motorcycle insurance, contact us at Prokop Insurance Services of Plymouth, MN. We will be happy to assist you.

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