Revoked or suspended driver’s license? As an insurance agency of 30+ years, we understand the challenges you face when trying to get auto insurance after revoked suspended drivers license reinstated in Minnesota.
Driving after suspension or revocation can lead to higher insurance rates and make it difficult to find affordable coverage. However, with the right guidance and support, you can get back on the road and rebuild your driving record.
Prokop Insurance Agency is here to help you navigate the process and find affordable car insurance that meets your needs. We specializes in writing policies for drivers who need a second chance at being insured.
Our Auto Insurance Services
- Expert Advice: Our experienced insurance agents can help you understand your unique situation and find the best insurance policy for your needs and budget.
- Daily License Status Updates: We offer a link to get daily updates on the status of your driver’s license, so you can stay informed throughout the reinstatement process.
- Interlock Assistance: We provide expert advice on getting an interlock device installed and navigating the process involved.
- Non-Owner Insurance: For those who don’t have a car but need to reinstate their license, we offer non-owner insurance policies that meet Minnesota’s SR-22 requirements.
Understanding the Reasons for License Suspension
In Minnesota, your driver’s license can be suspended for various reasons, including:
Driving Under the Influence (DUI/DWI)
A DUI conviction is a serious offense, but it shouldn’t define your future. Once you’ve fulfilled the legal requirements for reinstatement, you’ll need an insurance policy that meets Minnesota’s standards. We can help you find affordable DUI insurance that meets your needs and allows you to get back on the road.
Repeated Traffic Offenses
If you’ve accumulated points for traffic violations, it’s time for a change. We’ll work with you to find insurance that not only satisfies the state’s demands but also encourages safer driving habits.
Driving Without Insurance
It’s ironic, isn’t it? But even if you’ve been penalized for driving uninsured, it’s never too late to get covered. We specialize in policies for drivers who need a second chance at being insured.
If your need for speed resulted in a suspended license, we understand that you’re eager to get back on the road. Let’s find you an insurance plan that gets you back behind the wheel, legally and safely.
You can get a driving under suspension and not know it until you get pulled over and that gets ugly.
Prokop Insurance can also help with other suspended license violations
- Leaving the Scene of an Accident
- Failure to Pay Child Support
- Underage Drinking and Driving
- Physical or Psychological Disqualification
- Vehicular Homicide or Assault
- Failure to Pay Fines or Appear in Court
DWI vs. Driving After Revocation: The Impact on Your Insurance Rates
A DWI charge can have a significant impact on your insurance rates, but it’s important to know that it typically affects your rates less than a speeding ticket. However, if you’re caught driving after your license has been revoked, the penalties are much more severe.
- First offense: Your rates will typically increase by 40-60%.
- Second offense: Your rates will typically increase by 80-100%.
- Third offense: Your rates will typically increase by 100% or more.
Driving After Revocation:
- First offense: Your rates will typically increase by 200-300%.
- Second offense: Your rates will typically increase by 400-500%.
- Third offense: Your rates will typically increase by 600% or more.
The Importance of Car Insurance
Regardless of the reason for your license suspension, having car insurance is essential in Minnesota. Not only is it a legal requirement, but it also provides peace of mind and financial protection in case of an accident.
Finding Affordable Car Insurance After Reinstatement
Finding affordable car insurance after license reinstatement can be challenging, but it’s not impossible. Here are the ways choosing Prokop Insurance helps you get the best rates:
- Shop around: Compare quotes from multiple insurance companies to find the best deal.
- Consider a higher deductible: Increasing your deductible can lower your premiums.
- Look for discounts: Many insurance companies offer discounts for things like safe driving, multiple vehicles, and bundling your home and auto insurance.
- Work with an experienced insurance agent: An experienced agent can help you find the right coverage at the best price.
How I Can Help You Get Auto Insurance Revoked Suspended Driver’s License
As an experienced insurance agent, I have been helping customers find affordable car insurance after license reinstatement since 1990. I’ll work with you to understand your unique situation and find a policy that meets your needs and budget.
Don’t let past mistakes keep you parked. Contact me today, and let’s drive your future forward together.
Remember, every journey begins with a single step—or, in this case, a single click or call. Let’s get you back on the road to freedom and responsibility.
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(Please note: The information provided in this blog is for general informational purposes only. For advice and information specific to your situation, please reach out directly.)