Prokop Team

Pet Insurance is a Smart Investment for Every Pet Owner

Prokop Team · March 25, 2023 · Leave a Comment

Pet Insurance is a Smart Investment for Every Pet Owner. We often get asked about the different types of pet insurance policies available for dogs, cats, and other pets. Prokop Insurance offers pet insurance for anyone in Minnesota, but see the majority of interest in Plymouth, Wayzata, Minnetonka, Maple Grove, New Hope, Crystal, Brooklyn Park, and Minneapolis.

Pet insurance policies provide coverage for a range of medical expenses related to your pet’s health, including accidents, illnesses, and routine care such as vaccinations and check-ups. This means that if your pet gets sick or injured, you can rest assured that you’ll be able to provide them with the best medical care without worrying about the cost.

At Prokop Insurance, we offer a variety of pet insurance policies to fit every budget and need. Our policies are designed with pet owners in mind, and we strive to provide the best coverage at the most affordable rates. We offer pet insurance policies for dogs and cats that cover various medical expenses, including routine care, emergency visits, and surgeries. Policies add-ons can also cover everything from accidents, illnesses, dental coverage, and wellness plans.

Clients that have purchased and used pet insurance told us it was a wise investment for pet owners who want to care for their furry friend health and well-being. So, whether you’re a dog owner, cat owner, or both, investing in pet insurance is a smart decision to keep your furry friends healthy and happy.

We also offer pet insurance quotes to help you determine which policy is best for you and your pet. Our team of experienced agents is dedicated to providing you with the best coverage at the most affordable rates. Contact us today to learn more about our pet insurance policies and get a quote.

Interested the data of Pet Insurance? Check out the Top Pet Insurance Facts and Statistics of 2022,

Term vs. Permanent Life Insurance

Prokop Team · March 16, 2023 ·

Term vs. Permanent Life Insurance. According to industry experts, most people don’t have enough life insurance. LIMRA, which keeps close tabs on the industry, recently reported that average coverage equals $163,000, which is equivalent to approximately 3.5 years in terms of income replacement (with the average income being $46,800 in 2019, according to the Bureau of Labor Statistics). That’s only half the recommended 7-year threshold.^1,2,3

Who Are Insurance Brokers?

Prokop Team · March 16, 2023 ·

We get a lot of questions from our customers asking “Who are Insurance Brokers?” Insurance Brokers are defined as individuals who gather insurance quotes on behalf of a purchaser. They are different from Agents, in that Agents represent the company selling the insurance, while Brokers represent the party buying insurance. Brokers can be either retail or wholesale. Retail Brokers are those that interact directly with insurance buyers.

Will It Pay to Buy Travel Insurance This Summer?

Prokop Team · March 9, 2023 ·

With summer quickly approaching, you may ask yourself which expenses are worth the investment when planning vacations. Especially when it comes to travel insurance, you want to make sure you are not overpaying for protection that may not be 100 percent necessary. Depending on where you’re traveling and how long you’ll be there, taking a trip can eat up a substantial amount of your budget as it is. Add travel insurance, and you could quickly acquire more costs than planned.

6 Tips To Clean Up Your Driving Record

Prokop Team · January 21, 2023 ·

These are our 6 tips to clean up your driving record as auto insurance pros, essential for maintaining affordable insurance rates in Minnesota and avoiding legal consequences. A clean driving record means that you have not been involved in any accidents or received any traffic violations. However, if you have a less than perfect driving record, don’t worry; there are ways to improve it. Below are some tips for improving your driving record in Minnesota.

Follow Traffic Laws
The first step in improving your driving record is to follow traffic laws. This means obeying posted speed limits, stop signs, and other traffic signals. Avoid reckless driving behaviors like tailgating, weaving in and out of traffic, and running red lights.
Avoid Distracted Driving
Distracted driving is one of the leading causes of accidents on the road. To improve your driving record, keep your eyes on the road and avoid distractions like texting, eating, or adjusting the radio while driving. It only takes a split second for an accident to occur, so it’s important to stay focused and alert.
Practice Defensive Driving
Defensive driving is a technique that involves staying alert and aware of your surroundings, anticipating potential hazards, and maintaining a safe following distance from other vehicles. By practicing defensive driving, you can avoid accidents and traffic violations that can negatively impact your driving record.
Maintain Your Vehicle
Regular vehicle maintenance can help prevent accidents and keep your driving record clean. This includes checking your brakes, tires, oil, and other parts the car that can fail. We also suggest making sure your brake lights, headlights, taillights, blinkers, and even license plate lights all work properly. Keeping your vehicle in good working condition can reduce your risk of accidents and traffic violations.
Avoid Alcohol and Drugs
Driving under the influence of drugs or alcohol is illegal and dangerous. It puts yourself and others on the road at risk. If you want to improve your driving record, avoid alcohol and drugs when you are behind the wheel.

DWI or DUI How They Impact Your Car Insurance Rates
Another way to improve your driving record is to take a defensive driving course. These courses can help you learn safe driving techniques, reduce the number of points on your driving record, and potentially qualify for insurance discounts. In Minnesota, you can take a state-approved course either in-person or online.

Minnesota Safety Council, St. Paul
minnesotasafetycouncil.org

AARP Driver Safety Program
aarp.org/drive
click on “Find a class near you”

Improving your driving record takes time and effort, but it is well worth it in the long run. By following these tips and staying focused on safe driving, you can protect yourself, your passengers, and other drivers on the road. If you need help finding affordable car insurance, contact Prokop Insurance. We can help you find the right coverage at an affordable price.